One of an insurance company’s main objectives is to minimize the amount of money it must pay out for an injury claim. Throughout the years, companies have refined their method of achieving this, starting with the first conversation between the accident victim and the insurance adjuster. Within a few days after the accident, you will receive a telephone call from the adjuster, who will immediately request a recorded statement; however, if you agree to this, you could ruin your accident claim, warns an Orange County injury attorney.
While discussing the accident with the adjuster, and even allowing him or her to write notes, does not compromise your case, giving a recorded statement does because, unlike the first two options, a recorded statement is admissible in a court of law.
Why would the insurance company want such evidence just days after the accident occurred? The insurer wants to speak to you before you have had your injuries diagnosed or had a personal injury attorney inform you of your rights and options. Questioning you before you fully understand your case and the extent of your injuries could yield valuable information about the accident-details that could be used to build a strong case against you later.
One of the best ways to protect your case is not to agree to a recorded statement. If you decide to, only do so with the protection of an attorney. Insurers may ask vague or misleading questions. An attorney will listen to the questions and your answers to ensure that your claim is not being jeopardized.
To request an article or a book, or to discuss a specific legal matter with an Orange County injury attorney, feel free to call 866-981-5596.